Should I choose a HMO plan for my health insurance? HMO plans have plenty of…
Should I choose a HMO plan for my health insurance? HMO plans have plenty of pros and cons – so it’s really up to you and what you’re looking for! A few considerations: Your budget. For HMOs, you will have less monthly costs but potentially more out-of-pocket costs per visit. How many visits you expect…
HMO What is a HMO? HMO stands for “Health Maintenance Organization.” HMO insurance plans create networks of providers who receive a specified amount of reimbursement per service. HMOs allow their members to receive services from any provider within the group. This is an insurance plan that centers your care around a primary care provider (PCP),…
Deductible Your deductible is the amount you pay toward covered healthcare services before your insurance starts to cover costs for those services. Once you meet your deductible for the year, your health insurance provider will start to cover costs for the services included in your plan, as long as you use in-network providers. For example,…
Is it good to have a 0% coinsurance? It’s great to have 0% coinsurance – this means that your insurance company will pay for the entire cost of the visit or session. But note that often, you first have to meet your deductible in order for the coinsurance to kick in – read on below…
Coinsurance What is a Coinsurance? Health Insurance There are so many “C” works in the health insurance industry – copay, coverage, coinsurance. We’ve put all the information you need to know about coinsurance together to help you better understand why coinsurance is important and how it might be helpful for you. For example, if your…
Good nutrition is one of the most important habits to enjoy health -both physically and mentally- and have a good quality of life. For this reason, so much emphasis is placed on the importance of adopting it and maintaining it over time along with other healthy lifestyle habits, such as regular exercise, a good rest…
With the high temperatures we are facing it is important to drink plenty of water and take care of our skin from the sun. This way we avoid discomfort and dehydration
Traveling to the United States during covid-19: requirements, vaccinations and what you need to know The United States is open to receive all fully vaccinated visitors, although there are some specific rules depending on how they enter the country. This means that unvaccinated travelers from countries that are not within U.S. travel bans will not…