Should I choose a HMO plan for my health insurance? HMO plans have plenty of pros and cons – so it’s really up to you and what you’re looking for! A few considerations: Your budget. For HMOs, you will have less monthly costs but potentially more out-of-pocket costs per visit. How many visits you expect…
HMO What is a HMO? HMO stands for “Health Maintenance Organization.” HMO insurance plans create networks of providers who receive a specified amount of reimbursement per service. HMOs allow their members to receive services from any provider within the group. This is an insurance plan that centers your care around a primary care provider (PCP),…